Interest Rate Schemes:
Variable Rate
Fixed Rate
Discount
Cashback
Capped Rate
Collared Rate
Tracker
Flexible Mortgages
Self Certification
Off Set
 
 
Costs and Fees:
 Valuation Fee
Basic Mortgage Valuation
Homebuyers Report
Full Structural Survey
Arrangement Fee
Legal Costs and Fees
Stamp Duty
High Value Lending Fee
Redemption Charge
Building & Contents Insurance
Financial Advisors Fee
 
 
How Does a Mortgage Work
Repayment Advantages
Repayment Disadvantages
Endowments
Pensions
Individual Savings Account
 
 
What Type of Protection
Life Assurance
Critical Illness
Waiver of Contribution
Permanent Health Insurance
Unemployment Cover




 

Valuation Fee

This may include a non-refundable administration fee and must normally be enclosed with the application. The whole fee is non-refundable once the valuation has been carried out. The type of valuation you choose will depend on factors such as the age and condition of the property and whether there is any history of subsidence in the area. 

Basic mortgage valuation 

This is for the lenders own purposes confirming the property provides security for the loan. You may wish to consider one of to more detailed types of survey. 

Homebuyer's report 

This provides concise information in a standard format on the state of repair and condition of the property. The report will include comments on the property's defects and the valuer's opinion as to its marketability 

Full structural survey 

This is a structural report based on a detailed examination of the property. Any areas of concern that you might have about the property will be investigated.

Click here now to find out how we can help you through the mortgage mine field to the best deal for YOU!

All our advisors at MLM are trained to the highest standard possible to ensure they are able to find the best deal for your financial circumstances.

 



 

Your home may be repossessed if you do not keep up repayments on your mortgage.


 
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