Interest Rate Schemes:
Variable Rate
Fixed Rate
Discount
Cashback
Capped Rate
Collared Rate
Tracker
Flexible Mortgages
Self Certification
Off Set
 
 
Costs and Fees:
 Valuation Fee
Basic Mortgage Valuation
Homebuyers Report
Full Structural Survey
Arrangement Fee
Legal Costs and Fees
Stamp Duty
High Value Lending Fee
Redemption Charge
Building & Contents Insurance
Financial Advisors Fee
 
 
How Does a Mortgage Work
Repayment Advantages
Repayment Disadvantages
Endowments
Pensions
Individual Savings Account
 
 
What Type of Protection
Life Assurance
Critical Illness
Waiver of Contribution
Permanent Health Insurance
Unemployment Cover




 

Unemployment Cover

Life Assurance 

To ensure that the mortgage is paid if you die. This is built into an endowment plan but will need to be arranged separately with a repayment, ISA or pension mortgage. 

Critical Illness 

To provide a cash lump sum which could be used to pay off your mortgage if you suffer a critical illness such as a heart attack or cancer. This cover can be built into some endowment plans or can be arranged separately with a repayment, ISA or pension mortgage. 

Waiver of Contribution 

This is an important benefit that can be added to many plans. It will enable your plan contributions to continue to be paid if you are unable to work due to sickness or accident. 

Income Protection Plan 

To provide you with replacement income to cover your mortgage and associated payments if you are unable to work because of an accident or long-term sickness. 

Unemployment cover 

This will provide short-term income to cover your mortgage and associated payments if you become involuntarily unemployed. 
 
Click here now to find out how we can help you through the mortgage mine field to the best deal for YOU!

All our advisors at MLM are trained to the highest standard possible to ensure they are able to find the best deal for your financial circumstances.

 



 

Your home may be repossessed if you do not keep up repayments on your mortgage.


 
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