Interest Rate Schemes:
Variable Rate
Fixed Rate
Discount
Cashback
Capped Rate
Collared Rate
Tracker
Flexible Mortgages
Self Certification
Off Set
 
 
Costs and Fees:
 Valuation Fee
Basic Mortgage Valuation
Homebuyers Report
Full Structural Survey
Arrangement Fee
Legal Costs and Fees
Stamp Duty
High Value Lending Fee
Redemption Charge
Building & Contents Insurance
Financial Advisors Fee
 
 
How Does a Mortgage Work
Repayment Advantages
Repayment Disadvantages
Endowments
Pensions
Individual Savings Account
 
 
What Type of Protection
Life Assurance
Critical Illness
Waiver of Contribution
Permanent Health Insurance
Unemployment Cover




 

Repayment Mortgage Advantages

Monthly payments are made up of interest charged on the amount borrowed and a portion of the capital to repay the mortgage. During the early years most of each months payments are interest and it is only later on that you start to repay any significant element of capital. 

The mortgage is guaranteed to be repaid at the end of the term providing that payments are maintained. You can see the mortgage reducing each year (albeit very slowly in the early years).  

Click here now to find out how we can help you through the mortgage mine field to the best deal for YOU!

All our advisors at MLM are trained to the highest standard possible to ensure they are able to find the best deal for your financial circumstances.

 



 

Your home may be repossessed if you do not keep up repayments on your mortgage.


 
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