Critical Illness Cover

	Decreasing Mortgage Protection: This form of life cover can incorporate several elements; life cover, critical illness and ASU.

	Life Cover: For those who require a straight forward policy to insure there family are not left with financial burdens in the event of there death.

	Critical Illness: In the event of you suffering one of the listed conditions a lump sum would be payable to help you through those difficult times.





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Critical Illness Cover

Its aims

To provide a cash sum if you suffer one of a range of specified critical illnesses or undergo one of a range of specified operations and survive for at least 28 days during the term of the plan. The term is the number of years the plan will run.

To provide the option of including life cover benefit, which means that the cash sum would be payable on your death or suffering a critical illness.

Your commitment

You will need to make regular payments, normally each month by direct debit, until the end of the agreed term or until a claim is made on the plan.

Your home may be repossessed if you do not keep up repayments on your mortgage.
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